"The future belongs to those who believe in the beauty of their dreams!"
- Eleanor Roosevelt
Building wealth takes time. With hard work and careful investing, you will gradually see the fruits of your labour. Visions of a comfortable retirement built on financial freedom will become a reality, rather than a dream.
Regardless of how hard you work or how carefully you invest, the best-laid plans can be shattered in an instant.
What would happen to your family if the main breadwinner died or was suddenly struck down with cancer or heart disease? Could you still meet your mortgage, car and credit card payments; school fees and the bills of everyday life?
The answer to this question for most families would be "probably not". It is an alarming thought. So can you afford not to have the appropriate insurance?
We think this statement sums it up nicely:
"If you suffered cancer or heart disease, would you rather lose your home - or your mortgage?"
Most people in the workforce have some form of insurance cover in place, whether it's in a long forgotten policy taken out many years ago or within their superannuation policy.
Can you confidently answer the following questions about your insurance cover?
- How much insurance cover do you have in place?
- Do you have enough cover to protect you and your family?
- Are you paying too much for your insurance cover?
- Do you have good quality cover or the less expensive "no frills" type?
- Do you know exactly what events you are covered for?
- Do you know what events you are not covered for?
Our experience indicates that most people know they have some form of insurance cover, but no real understanding of how much they have, or what they are and aren't insured for.
A one-hour meeting with DBT will answer all of these questions. We can advise you on the areas you need to address to give you peace of mind and certainty that in the event of a tragedy, you and your family will not have any financial concerns.
There is too much at stake for this to be left to chance. Sometimes we need to reassess our priorities and put things into perspective.
We wouldn't think twice about insuring a new $30,000 motor vehicle. We simply couldn't afford to find another $30,000 to replace it after a major accident and we obviously feel there is a reasonable possibility of being involved in a car accident. What about the driver of the vehicle? If our car has been involved in a major accident, there is a reasonable chance that the driver has suffered a serious injury – or worse. You cannot replace a father, a mother, a husband or a wife.
We are of far more value than a motor vehicle, yet we insure our vehicle before we insure ourselves.
To find out how DBT can help protect you, contact us today.
