Medical Professionals
As a medical professional, you deal with sickness and injury every day. So you know how easily it can happen.
You’ve also seen first hand the impact it can have on a family – both emotionally and financially.
But what if you were the one who needed looking after? How would you get by without an income? Do you have a strategy in place if something was to ever happen to you? What about debts and family – will your loved ones be financially secure?
By helping the sick and injured, medical professionals often expose themselves to a range of health threats. Some of these, like needle stick injuries, can have a devastating effect on their careers.
It’s been more than 20 years since HIV and AIDS hit the headlines. Since then, people working in medical professions have been all too aware of the dangers presented by Blood Borne Diseases (BBDs).
Despite the increased awareness, the threat of BBDs still exists in the Australian health system – particularly in our hospitals. The most common form of exposure relates to ‘sharps’, or accidental contact with needles and scalpels.
According to a recent study at the Princess Alexandria Hospital in Brisbane, a needle stick injury (NSI) occurs on average every two days – meaning healthcare workers can expect to have at least one NSI every couple of years.*
Being in the medical industry your exposure to hazardous situations is high, and with that you need to ensure your insurance equals your profession. With life insurance you can protect yourself, and your family, financially against the consequences of sickness and injury.
As consultants with experience in your industry, we’ve developed a number of strategies for clients in similar positions as yourself. We can offer tailored insurance solutions specifically to meet your needs as a medical professional.
* "Needlestick Injuries Endemic In Australian Hospitals"
- virtualmedicalcentre.com, 17 January 2008
